Tax Efficient Investments

If you save or invest money, you will generally have to pay tax on the interest or income you receive so it’s important to take advice about how you may benefit from savings and investments which will give you a tax-efficient return.

How can we help?

Examples of how you can invest include:

  • An Individual Savings Account (ISA) is a tax efficient way of holding shares, cash bonds or collective funds
  • A Self-Invested Personal Pension (SIPP) is a tax-efficient way to put aside earnings to provide an income once you have stopped working
  • Insurance bonds may be written as UK onshore or offshore contracts through recognised jurisdictions

Certain investors may consider the following:

  • Venture Capital Trusts (VCTs) were introduced to encourage individuals to invest in mainly unquoted UK companies, and can give a significant boost to an investment portfolio and provide tax-free dividends
  • An Enterprise Investment Scheme (EIS) is an investment structure which provides access to investment opportunities which also offer valuable tax benefits to investors
  • These options are more suited to experienced investors, as they may be liquid and exposed to higher investment risks, which need to be fully understood before making any investment
  • MRIB will take the time to understand your individual circumstances and personal objectives, to present bespoke solutions to benefit and maximise your financial position

The value of your investments can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances also have an impact on tax treatment. 

Why not get in touch today to discuss your requirements further.

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Contact an expert

For a no-obligation consultation with one of our Independent Financial Planners, please call 01494 455616